Comdirect experiences and test 2023

comdirect is a subsidiary of Commerzbank. Even though there may be a connection to Commerzbank, there is a completely different product range at comdirect. The German direct bank is based in Quickborn, Germany. The offer is primarily aimed at private customers. But can the direct bank pass the comdirect test? The question of whether comdirect is reputable does not need to be asked, because it is a subsidiary of the renowned Commerzbank. But that’s not reason enough to want to gain your first comdirect experience – because in the end it’s also about the comdirect fees or the comdirect costs incurred.

It is important that you clarify for yourself with a view to the comdirect test, does the offer meet your own expectations? In the end, you should therefore use the comdirect valuation and then weigh up the advantages and disadvantages. If you are of the opinion that the comdirect may meet the self-imposed requirements, you can then make the first comdirect experiences at any time.

The comdirect test deals with the homepage, but it should be noted at the outset that the website has only a minor effect on the final comdirect rating. Because the homepage may only be able to be objectively evaluated to a limited extent in the comdirect test. This is because many traders, as evidenced by one or the other Comdirect testimonials, have different ideas about websites. The homepage would only have an influence on the comdirect rating if serious errors had been found here – since this was not the case, the impact on the Comdirect rating is small.

If you want to gain Comdirect experience, you will notice that the homepage indicates the registration relatively clearly – that is, you will not have to search for a long time to find the corresponding form. comdirect has opted for a simple registration process that is more or less self-explanatory. So you won’t be faced with any challenge here.

com direct requires some personal data, then you can already complete the registration process and deal with the initial account capitalization. This means that if you want to gain more direct experience, you don’t have to accept long waiting times, but can get started relatively quickly. This is also proven by one or the other Comdirect testimonials.

The comdirect test shows that comdirect does not only offer one custody account but also provides several products. For example, there is a free current account, a Comdirect credit card, a junior current account for young people as well as a fixed-term deposit account or a fixed-term deposit account.

The direct testimonials are primarily about the fact that if you want to invest money, of course, only the custody account can be recommended. Classic savings products, as the comdirect test also proves, no longer have the strength to generate attractive profits. This is due to the zero interest rate policy pursued by the European Central Bank – the ECB. And since this will not change in the foreseeable future, it may therefore be advisable to only deal with the depot in the course of the comdirect test. If one takes into account the decisive factor that inflation is always higher than the interest rates offered on credit balances, there is a real loss of monetary value. That is, money that bears interest at 0.0125 percent loses value over time, as inflation is often well above 1.5 to 2 percent.

The comdirect test has also shown that there is a comdirect app. So if you want to have access to the account on the go, you can download the mobile application from the respective store – Google Play Store for Android and Apple App Store for iOS – and install it on your smartphone or tablet. The installation is self-explanatory and probably takes less than five minutes.

The fact that there is an app may be positive for the Comdirect rating. There are still some brokers who do without an app – that is, if you provide a well-functioning application for mobile trading, this should have an impact on the final Comdirect rating.

The comdirect test has shown that the trading platform is clear and easy to understand and can be operated intuitively. On the positive side, it is possible to transfer the order entry directly from the chart in real-time. In addition, the comdirect experience reports also prove that the explanations are all implemented quickly. And in the end, you don’t have to download your own program, as the trading platform works browser-based. The comdirect test has also shown that the settings of the trading platform’s interface can be adjusted in such a way that individual needs and preferences are brought into focus.

If you gain the first comdirect experience and deal with technical chart analysis at the beginning, then the Chart Analyzer Tool can be recommended here. A popular tool for defining price trends – also ideal when it comes to one or the other trading strategy. Furthermore, a stock market calendar is provided and you are also provided with daily news about the stock market. With the News Selector, you can also narrow down the news so that you are only provided with those news that could affect you.

Also positive for the comdirect rating are the many technical tools that can be helpful, especially for the first comdirect experiences. Because in this way you can actually reduce the risk and, if necessary, maximize the profits.

As already mentioned, there is also a separate app. If you compare the browser-based version and the app, you won’t notice any differences – in the end, the same functions as possibilities are offered here. This may also have a positive influence on the final comdirect rating. Because the comdirect test has clearly shown that you don’t have to accept any restrictions if you want to act on the go.

Of course, the comdirect test also deals with the capitalization of the account. The bank transfer is offered here. It should be noted that there are no comdirect fees – so if you make a transfer, you don’t have to worry about comdirect costs. This is also the case when you apply for the payment of the credit.

If you want to gain the first comdirect experience, it should be noted that the money is available in the account after two to three working days. In addition, you should find out about the comdirect taxes. So in the end, you have to be patient.

Sometimes the design of customer support may be an indication of whether comdirect is reputable. After all, you can see how work is done by looking at the structure of customer service – if, for example, there are only a few contact options and hardly any accessibility because the employees are never available, this may leave a negative impression. At comdirect, things look different – and the customer service is so convincing that even a positive point can be given for the comdirect rating.

The employees – as evidenced by the comdirect test as well as the comdirect experience reports – are available from 8 a.m. to 22 p.m. If problems or difficulties arise, you can also contact them on weekends. Here from 10 a.m. to 18 p.m. On Sundays, the service is available between 14 p.m. and 20 p.m. In addition to contacting us by telephone, an inquiry can also be made by e-mail.

The comdirect test shows that helpful customer service with competent employees has been built up here. If, in the course of the first comdirect experiences, difficulties arise and questions arise, contact can be made every day – it should only be noted that there is a shortened time window at the weekend.

The com direct test deals with the topic is serious, but in truth, this question does not have to be asked. Due to the fact that comdirect is a subsidiary of Commerzbank, it quickly becomes clear that Comdirect is reputable.

The regulation is carried out by BaFin – i.e. by the German Federal Financial Supervisory Authority. Fraud is excluded because BaFin is one of the strictest authorities. There are also no Comdirect testimonials that would accuse the Comdirect of fraud.

In addition, comdirect is covered by the statutory deposit insurance scheme – this is €100,000 per customer. Due to the fact that it is still part of the Deposit Protection Fund of the Association of German Banks, there is still the protection of a maximum of 100 million euros per customer.

All of this may be positive for the comdirect rating. The comdirect test shows that you don’t have to worry about this – so if you’re planning to make your first comdirect experience, you don’t have to be afraid that no profits are possible here due to fraudulent machinations.

The comdirect demo account may be recommended above all to those traders who are making comdirect experiences for the first time. Because with the comdirect demo account you can use the services safely and deal with the provider and also get to know the market. Because the comdirect demo account can also be used to put one or the other strategy to the test.

It is important that you deal with the market via a comdirect sample custody account before your first comdirect experience. If you call yourself a beginner, you have to be careful, because the securities market may be promising, but the risk should not be underestimated.

Since there is a free comdirect demo account, even beginners feel safe. Of course, the comdirect demo account has an influence on the comdirect rating.

Of course, you can also trade shares via comdirect. Here, too, the comdirect test shows that the provider is convincing.

The trade offer

comdirect provides national and international stock corporations. If you like to deal with shares, you will certainly not have to make any compromises here – this means that the comdirect testimonials also speak a very clear language. So if you want to gain comdirect experience in this area yourself, you will be satisfied in the end.

If you opt for German shares, then the following comdirect fees must be taken into account: The basic commission is 4.90 euros – plus 0.025 percent of the transaction volume, whereby the minimum fee is 9.90 euros and the maximum fee has been set at 59.90 euros. In addition, there is a processing fee of 14.90 euros, provided that the order is placed by telephone.

If you trade in international shares, the comdirect fee is 7.90 euros. In addition, comdirect costs amounting to 0.25 percent of the transaction volume are incurred, whereby the minimum fee is 9.90 euros and the maximum fee is 59.90 euros.

National and international trading venues are available. The comdirect test shows that the provider offers a wide variety here.

The comdirect fees are transparent, so you don’t have to be afraid of hidden comdirect costs. Due to the fact that a wide range of trades is presented here, this may also be positive for the final comdirect rating. The equity sector is very convincing in the comdirect test.

In the end, the comdirect rating may well be positive. If you take into account that there are many comdirect testimonials that are predominantly positive, you can ultimately come to no other conclusion in the course of the comdirect test than to say that comdirect is reputable and can be recommended.

If you are planning to gain experience with comdirect, you are definitely with a broker who is not only transparent but also makes it clear with the comdirect demo account that beginners are also welcome.